tag:blogger.com,1999:blog-6097510160054715524.post5936052183023935537..comments2024-01-03T21:42:28.979-08:00Comments on DivGro: Quarterly Review of DivGro: Q3-2018FerdiShttp://www.blogger.com/profile/05008021146951839361noreply@blogger.comBlogger12125tag:blogger.com,1999:blog-6097510160054715524.post-15663838722976416092018-10-23T15:48:28.087-07:002018-10-23T15:48:28.087-07:00OK -- all the best!OK -- all the best!FerdiShttps://www.blogger.com/profile/05008021146951839361noreply@blogger.comtag:blogger.com,1999:blog-6097510160054715524.post-31775618983397126892018-10-23T12:02:30.786-07:002018-10-23T12:02:30.786-07:00NRA - Non resident alien. Thanks for the tips. Muc...NRA - Non resident alien. Thanks for the tips. Much appreciated.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-6097510160054715524.post-70906356147162453672018-10-22T17:31:37.053-07:002018-10-22T17:31:37.053-07:00I can't say whether it makes sense for you to ...I can't say whether it makes sense for you to switch. <br /><br />I did, so I could trade options and pay smaller commissions. The trading tools on IB gets taking used to. I've used Scottrade and FolioInvesting before. Both have simpler interfaces. (TD Ameritrade bought Scottrade, so they no longer exist). <br /><br />I don't know what an NRA is. Check with IB -- I believe they cater for international (outside USA) accounts. FerdiShttps://www.blogger.com/profile/05008021146951839361noreply@blogger.comtag:blogger.com,1999:blog-6097510160054715524.post-49783829521771974312018-10-22T11:31:35.040-07:002018-10-22T11:31:35.040-07:00Nice. I didn't know about this $1 commission f...Nice. I didn't know about this $1 commission from IB. I'm paying 4,95 with Fidelity and that kinda hurts the returns. Do you think i should switch? How safe is IB in your view? Also, I'm not american but I reside here until a L1 visa. I'll move back to my country in 2 ys and will have to convert the acct into an NRA, does IB do that?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-6097510160054715524.post-68771110528123740122018-10-22T06:31:53.801-07:002018-10-22T06:31:53.801-07:00Like with deposits, withdrawals would simply add a...Like with deposits, withdrawals would simply add another input: a list of withdrawals and dates (of those withdrawals). Withdrawals would have the opposite sign (mathematically), of course. <br /><br />As far as portfolio annual dividend growth rate is concerned, I actually don't calculate that. <br /><br />I don't quite understand your calculation, but it doesn't seem like "monthly portfolio run-rate dividends received" and PADI (projected annual dividend income) are equivalent terms. PADI is what others call forward dividends. FerdiShttps://www.blogger.com/profile/05008021146951839361noreply@blogger.comtag:blogger.com,1999:blog-6097510160054715524.post-2819150920359341132018-10-22T06:25:32.755-07:002018-10-22T06:25:32.755-07:00Why do you think GEO is great? According to Simply...Why do you think GEO is great? According to Simply Safe Dividends, GEO's dividend is unsafe. <br /><br />As for EPR, I'm actually looking into EPR at the moment. Thanks for your question!FerdiShttps://www.blogger.com/profile/05008021146951839361noreply@blogger.comtag:blogger.com,1999:blog-6097510160054715524.post-42052561298275030082018-10-22T05:07:36.202-07:002018-10-22T05:07:36.202-07:00Thank you for your answer FerdiS! The IRR calculat...Thank you for your answer FerdiS! The IRR calculation makes sense if not withdrawing since the dividends impact the NAV 1:1.<br /><br />One more question - if i may -:<br />How do you calculate the portfolios average annual dividend growth rate?<br /><br />What I currently do is based on # of shares at the beginning of the period (to avoid impact from shares purchased during the period) x the increase in dividends. Subsequently, I add up all increases and divide those by the monthly portfolio run-rate dividends received at the beginning of the period (what you call PADI). Anonymoushttps://www.blogger.com/profile/15840702846417762756noreply@blogger.comtag:blogger.com,1999:blog-6097510160054715524.post-52869368232505985292018-10-21T08:31:37.902-07:002018-10-21T08:31:37.902-07:00Thanks for your kind words, Bastian -- truly appre...Thanks for your kind words, Bastian -- truly appreciate it!<br /><br />I mostly use Google Sheets, but sometimes MS Excel when the charting functionality of Google Sheets does not quite provide what I need. For quarterly reviews, the charts are from MS Excel. <br /><br />I use the XIRR function. In my case, since I don't yet withdraw money from my portfolio, the only inputs are (1) a list of deposits and dates (of those deposits) and (2) portfolio value on date of calculation. <br /><br />Dividends don't figure into the equation. Dividends are generated by the portfolio and is not new capital added to the portfolio. FerdiShttps://www.blogger.com/profile/05008021146951839361noreply@blogger.comtag:blogger.com,1999:blog-6097510160054715524.post-81384806033751884622018-10-21T08:14:44.687-07:002018-10-21T08:14:44.687-07:00I'm with Interactive Brokers (IB). Commissions...I'm with Interactive Brokers (IB). Commissions are quite favorable compared with other on-line brokers. IB charges $0.005 per share with a minimum of $1.00 per transaction and a maximum of 1% of trade value. <br /><br />In essence, buying less than 200 shares means I pay the minimum of $1 commission. I don't often buy more than 200 shares, so the 1% of trade value infrequently applies. <br /><br />Given IB's commission structure, I don't even think about the impact of commissions on returns. In my view, that's how it should be!FerdiShttps://www.blogger.com/profile/05008021146951839361noreply@blogger.comtag:blogger.com,1999:blog-6097510160054715524.post-60792331570315876662018-10-20T05:34:43.473-07:002018-10-20T05:34:43.473-07:00What brokerage firm do you use and do you have a m...What brokerage firm do you use and do you have a minimum amount you buy to minimize comission impact in the returns?? Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-6097510160054715524.post-42375652166779397792018-10-19T09:32:13.163-07:002018-10-19T09:32:13.163-07:00Hi
very nice update and impressive performance. A...Hi<br /><br />very nice update and impressive performance. Are your charts based on MS Excel? How do you calculate the portfolios IRR - based on the development of the NAV or based on invested capital vs dividends received + unrealized gains?<br /><br />Thanks a ton and keep up the work. I consider this the best DGI site available.<br /><br />BastianAnonymoushttps://www.blogger.com/profile/15840702846417762756noreply@blogger.comtag:blogger.com,1999:blog-6097510160054715524.post-16737212886815790932018-10-17T12:19:50.165-07:002018-10-17T12:19:50.165-07:00May I ask you why you don't have great REITs l...May I ask you why you don't have great REITs like EPR or GEO in your portfolio ?Anonymousnoreply@blogger.com