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Tuesday, May 10, 2016

Monthly Review: April 2016

In April, I completed the consolidation of my portfolios of dividend paying stocks. DivGro now contains stocks and closed-end funds (CEFs) from 5 different accounts. I'll be managing DivGro as a single portfolio using the investment strategies developed when I started this blog.

This monthly review is the 40th I've compiled since creating DivGro. I'm somewhat astonished to see the progress... DivGro's market value just crossed the $300k level and, more importantly, projected annual dividend income is approaching $12,000. When that target is reached, it means that the portfolio will be generating $1,000 per month of dividend income, on average, in perpetuity!

Please see my Performance page for various visuals summarizing DivGro's performance.

April Highlights

I recorded dividend income totaling $1,536 this month, of which $651 is from dividends received in April and $885 is from past dividends recorded. This month, 17 of my stocks paid dividends and 7 stocks announced dividend increases. DivGro's average yield on cost (YoC) is 4.42% and the payback percentage is 8.28%.

Here is DivGro's projected monthly dividend income (red line) plotted against monthly dividends:

Comparing dividend income by month is another way to see progress:

Dividend income in April 2016 is 58% higher than the amount I received in April 2015.

  • Purchases
  • Transfers
  • Sales
    • None
  • Dividends
    • 2016-04-01: Cash Dividend Received NPM: $951.54
    • 2016-04-01: Cash Dividend Received KO: $22.75
    • 2016-04-01: Cash Dividend Received RAI: $35.70
    • 2016-04-01: Cash Dividend Received PNNT: $531.18
    • 2016-04-04: Cash Dividend Received KMB: $25.76
    • 2016-04-04: Cash Dividend Received WMT: $17.00
    • 2016-04-05: Cash Dividend Received DPS: $37.10
    • 2016-04-11: Cash Dividend Received MO: $147.00
    • 2016-04-11: Cash Dividend Received PM: $0.00
    • 2016-04-15: Cash Dividend Received STWD: $120.00
    • 2016-04-15: Cash Dividend Received O: $19.90
    • 2016-04-15: Cash Dividend Received STAG: $27.80
    • 2016-04-15: Cash Dividend Received MAIN: $41.40
    • 2016-04-15: Cash Dividend Received WPC: $25.20
    • 2016-04-21: Cash Dividend Received CB: $0.72
    • 2016-04-27: Cash Dividend Received GPS: $95.67
    • 2016-04-29: Cash Dividend Received EXG: $40.65
  • Past Dividends
    • 2016-04-01: Transfer Past Dividends JNJ: $143.22
    • 2016-04-03: Transfer Past Dividends RAI: $389.72
    • 2016-04-08: Transfer Past Dividends INTC: $115.81
    • 2016-04-13: Transfer Past Dividends LMT: $104.58
    • 2016-04-16: Transfer Past Dividends NOC: $59.28
    • 2016-04-22: Transfer Past Dividends RTN: $56.10
    • 2016-04-25: Transfer Past Dividends VLO: $15.83
  • Deposits
    • 2016-04-19: Passive Income Cash Deposit: $440.10
    • 2016-04-27: MAY Cash Deposit: $2,000.00
  • Past Deposits
    • 2016-04-01: Transfer Past Cash Deposit: $2,318.32
    • 2016-04-03: Transfer Past Cash Deposit: $2,554.96
    • 2016-04-08: Transfer Past Cash Deposit: $2,582.28
    • 2016-04-13: Transfer Past Cash Deposit: $2,531.54
    • 2016-04-16: Transfer Past Cash Deposit: $2,439.92
    • 2016-04-22: Transfer Past Cash Deposit: $2,578.37
    • 2016-04-25: Transfer Past Cash Deposit: $2,469.48
Changes in Projected Annual Dividend Income (PADI):
  • From Purchases
    • The purchase of 59 NIE shares added $89.68.
    • The purchase of 105 GPS shares added $96.60.
    • From Transfers
      • The transfer of 24 JNJ shares added $72.00.
      • The transfer of 100 RAI shares added $168.00.
      • The transfer of 100 INTC shares added $104.00.
      • The transfer of 14 LMT shares added $92.40.
      • The transfer of 16 NOC shares added $51.20.
      • The transfer of 24 RTN shares added $70.32.
      • The transfer of 40 VLO shares added $96.00.
    • From Increases
      • PG's dividend increase added $0.84.
      • OHI's dividend increase added $5.60.
      • TRV's dividend increase added $6.96.
      • AAPL's dividend increase added $8.80.
      • GILD's dividend increase added $8.00.
      • IBM's dividend increase added $12.00.
      • JNJ's dividend increase added $10.80.
      • XOM's dividend increase added $5.20.
    • PADI increased by $898.41 to $11,061.47.
    Dividend Summary:
    • Dividend income last month: $2,633.17
    • Dividend income this month: $1,536.00
    • Total dividend income year-to-date: $7,505.95
    • Total dividend income all-time: $20,707.52
    Mar 31, 2016
    DOW: 17,685.09S&P 500: 2,059.7410-YR BOND: 1.79%
    Apr 30, 2016
    DOW: 17,773.64S&P 500: 2,065.3010-YR BOND: 1.82%

    The Dow gained 0.50% and the S&P 500 gained 0.27% in the month of April. In comparison, DivGro gained 0.86%, slightly outpacing the general markets.

    Portfolio: Here is a snapshot of DivGro's state on 30 April 2016:

    Goals Report

    I've set some challenging goals for 2016:
    1. PADI: Increase projected annual dividend income to $12,000.
    2. Dividends: Earn $10,800 in dividend income.
    3. Posts: Post 120 articles on my DivGro blog.
    4. Seeking: Write 52 premium articles for Seeking Alpha.
    5. DivNet: Write 8 articles for The DivNet.
    The last gauge is a reference – it indicates where the other gauges should be after 91 out of 366 days. I'm ahead of schedule with PADI,  Dividends, and Posts. I have yet to write for DivNet. I'm hoping to do so this month!

    April Posts

    I wrote a total of 15 articles in April. In case you missed any of them, here they are:
    Looking Ahead: I'm continuing the process of consolidating dividend paying stocks I hold in a couple of IRA accounts with those in DivGro. I still have a good portion of cash on hand, so I'll be looking for good opportunities to add to my holdings. 

    Thanks for reading and take care, everybody!


    1. Replies
      1. Thanks, Valuetradeblog -- it would be good to know why you find it interesting!

    2. Fantastic work Ferdi. Your March and April year-over-year dividend increases tell the story or consistency. The snowball is rolling for you my friend.

      1. Thanks, Investment Hunting! I'm enjoying seeing the snowball roll and pick up more as its doing so! That's what dividend reinvestment does for you! Take care and all the best with your investments...

    3. Great report FerdiS. I do the same. My taxable account, 401K & IRA I view as one portfolio. I am lucky in that my 401k allows PCRA so I buy individual companies in that also. I merge all transactions into one portfolio using Google Docs and its great. To me it's just one big DGI Income account. I think OHI is an account I own in all three accounts and tying all the account together I instantly know my basis and other stats per company at a glance.

      1. Thanks, Mike A -- I wish I could buy individual stocks in my 401k. That would be so sweet. As for now, I'll have to be satisfied with the handful of mutual funds they offer. I have a few stocks in multiple accounts, but not a lot.


    4. Wow! 5-figures dividend income. I probably won't see it until Mr. and I to combine taxable dividend account. In the meanwhile, I'll keep coming back here for inspiration.

      1. I'm happy you find inspiration here, Vivianne! As with you, I've found inspiration from other DGI bloggers over the years and I'm glad my blog is doing the same for you (and hopefully other readers!)

        Take care!

    5. Fantastic work FerdiS, I've always enjoyed reading other DGIs' monthly reports. Looks like you're very well diversified. :)

      1. Thanks, Tawcan -- the diversity of my portfolio is still under construction :-)

        I can't imagine adding many more stocks, but there seems to be many excellent candidates that I don't yet own!

        Take care!

    6. Wow really nice job. I love seeing all the growth, your graphs are doing amazing things :)


      1. Hey, thanks, Dividendsdownunder! The growth is what dividend growth investing is all about!

        Best of luck with your journey, too!

    7. FerdiS-Great job with your PADI!

      1. Thanks, Philip -- its good to see the dividend snowball rolling and getting bigger and bigger!


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